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The 7-Stage Journey
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Money & Support

You're Probably Owed More Than You Think

Most families never claim everything they're entitled to, not because they don't qualify, but because nobody ever mentions it's there. Here's what's actually available, in plain English.

1 in 3eligible pensioners never claim Pension Credit
1.86mpeople get Attendance Allowance — many more qualify and don't apply
£0cost to check. It's free to find out what you might be owed

📋 Not sure where to start? Begin here.

Our free Money Worries Checklist walks through exactly what to check first, in plain English, whether you're right at the beginning or already deep in it.

Start the checklist →

What's here for you

Real money, explained without the jargon

Every guide below is free, fact-checked, and written to be read in a few minutes, not an afternoon.

PIP & Carer's Allowance

Not means-tested, not affected by savings. One for the person needing care, one for the person providing it.

Read the guide →

Attendance Allowance

The over-State-Pension-age equivalent of PIP. Genuinely one of the most under-claimed benefits in the UK.

Read the guide →

Pension Credit

Owning a home and having some savings doesn't rule this out. Even a tiny award unlocks other help too.

Read the guide →

Severe Mental Impairment Council Tax Discount

A dementia diagnosis can qualify for 25% to 100% off Council Tax, and it can be backdated for years.

Read the guide →

Universal Credit & Giving Up Work

What actually happens to your claim if you stop working to care for someone.

Read the guide →

Blue Badge Parking

Covers hidden and cognitive conditions too, not just physical mobility. Many dementia families don't realise they'd qualify.

Read the guide →

Who Pays for Care?

How council funding, means testing, and the needs assessment actually work, step by step.

Read the guide →

Staying in the Family Home

What actually happens to the house when a parent goes into care, and when it is (and isn't) counted.

Read the guide →

NHS Continuing Healthcare

Fully NHS-funded, not means-tested at all — the one many families never even hear about.

Read the guide →

Care Cost Calculator

Work out real, realistic numbers for your own situation — free, and built into the site.

Try the calculator →

Financial Help at End of Life

Support during a terminal illness and in the practical days after a death.

Read the guide →

Money After Losing a Spouse

Joint accounts, ISA allowances, Council Tax, and benefits — what's actually different when it's your husband, wife, or civil partner.

Read the guide →

Looking for something specific?

The guides above cover the most common situations. For the complete list of every guide on the site, not just money and benefits, our Guides page has everything in one index.

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Not Sure Where to Start?

Our free 20-page booklet walks through the whole journey calmly, one stage at a time, including the money side.

This page is guidance only, not financial or benefits advice, and doesn’t guarantee eligibility for any benefit or funding mentioned. Rates and rules are reviewed annually and can change — always confirm current figures on GOV.UK, or speak to Citizens Advice or a regulated adviser, before making a decision.

Looking for money and benefits advice near you? Find the right local or national service for your postcode →